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AI in Financial Inclusion: Digital Identity, Agent Networks, and Banking the Last Mile

From 1.7 billion unbanked to 500 million new accounts: inside the AI revolution that is democratizing finance AI‑powered financial inclusion systems combine digital identity verification (Aadhaar), agent network optimization (M‑PESA), and real‑time fraud detection (Pix) to bring financial services to the unbanked. These technologies have helped India open 500 million[Read More…]

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AI in Microfinance: Credit Scoring for the Unbanked, Mobile Lending, and Financial Inclusion

From 500 million new borrowers to 30% lower defaults: inside the AI revolution that is banking the unbanked AI‑powered microfinance platforms extend credit to previously unbanked individuals using alternative data—mobile phone usage, utility payments, psychometric tests—reducing default rates by 30% (Tala) and expanding access to 500 million new borrowers (World[Read More…]