Artificial intelligence and machine learning (AI/ML) are no longer buzzwords in lending. They’re real, game-changing tools. After examining dozens of fintech lenders worldwide, a clear picture emerges: AI is transforming every step of the lending workflow, from how creditworthiness is assessed to how fraud is caught. In this article, we’ll[Read More…]
Debt
Cash Envelope Apps for Digital Natives | My 90-Day Journey to Save 27% Without Touching Physical Cash
As a millennial who hasn’t carried cash since 2015, the traditional cash envelope budgeting system always seemed like a relic from my grandmother’s era. Yet every personal finance expert kept preaching its effectiveness for controlling spending. I decided to bridge this gap – could I get the discipline of cash[Read More…]
How to Borrow Money from Opay | A Quick and Easy Guide.
Opay is among those mobile money platforms that have been gaining popularity in Nigeria recently. They provide services, including lending money. While borrowing from Opay is relatively simple, understanding the process is essential. Here’s what you need to do; 1. Download the Opay App; If you haven’t done so yet[Read More…]
Biden Loan Forgiveness | Understanding Biden’s Student Loan Forgiveness Proposal
Let’s talk about a trending topic. Biden’s plan for student loan forgiveness. Whether you’re dealing with student debt. Just curious about what’s going on stick around to get the scoop in simple terms. So here’s the lowdown; President Joe Biden has been getting attention for his idea to forgive a[Read More…]
Buy Now Pay Later | No Money (now) No Problem! How BNPL is Allowing People to Buy Things Easier than Ever.
Buy Now Pay Later (BNPL) Buy Now Pay Later (BNPL) is buying whatever you need right now and paying for it later in the form of instalments and it can be used to purchase all kind of items required for several purposes ranging from small purchases in shops to services[Read More…]
Debt Consolidation | Does it Work for You in 2020? Is it a Good Idea to Save Your Debts?
What’s Debt Consolidation? Our societies are built upon debt, our lives are built upon debt which is why credit or debt management has become an essential life skill. If you know how to manage your finances and your debt then you can live a life that will to a great[Read More…]
What is Debt Avalanche? | How This Method Can Save You From Bad Debt in 2022
There are different strategies for paying off debt, in the previous article we discussed the “Debt Snowballing” method to pay off the debt. In this article, we shall look upon the “Debt Avalanche” method. What is Debt Avalanche? The Debt Avalanche method is yet another strategy to manage your debt[Read More…]
Secure vs Unsecure Debts | Which One Best Fit to You in 2022
Secure vs Unsecure Debts Credit or debt as you are already aware is an integral part of the society we live in. We have already discussed this at great length in some of our previous articles. In this article we shall look at debt in more detail, in fact, we[Read More…]
What is Debt Snowballing? | How This Technique Can Solve Easily as 1, 2 ,3 Your Debt Problems
What is Debt Snowballing? Paying off debts can be a daunting task, particularly when you have got a lot of debts to repay. It may make you anxious and even cause depression if not handled the right way. The first thing that you need to know is that even if[Read More…]
Should I Pay Debt or Save in 2022? | Find Here a Clear and Definitive Answer!
Should I Pay Debt or Save? Debt plays an important part in our lives today, we have covered this topic in quite some detail in previous articles. Without debt, today it is simply not possible to live our lives in a state of comfort. You need debt to buy your[Read More…]
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