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What’s is Dena Invest? | Dena Invest Review
There are countless reasons why you should invest in the real estate market. Property has a predictable cash flow system and many tax advantages. Choice assets can bring an excellent return on investment and help you diversify your portfolio.
Investors in the real estate market enjoy the benefits of appreciation. In challenging and uncertain economic times, their investment’s value will rise. These asset classes keep a stable value when the economy is on fire, meaning that they will turn a profit should you decide to sell.
Best of all, rent values will rise over time, increasing cash flow. Dena Invest is a crowd-lending platform with a focus on real estate investment. The platform gives investors access to a small share of the valuable property at an affordable cost.
The Prop-Tech company is open to investors within the EEA or EU. You can enjoy the fruits of real estate investment with Dena Invest for amounts as low as 50 Euros. The business has innovative technology that manages the mobilization of investor funds.
Dena Invest History | Dena Invest Review
Dena Invest was launched in Kosovo by a team of entrepreneurs passionate about the Balkans’ investment potential. Mentor Kazazi is the platform’s co-founder. He has an engineering background and experience in the real estate industry.
The business’s CEO and co-founder is Arbër Blakçori, a management professional with sales and marketing experience. Arbër Blakçori also has technology and entrepreneurship expertise. Nazmi Gervalla is the Dena Invest chief financial officer, while the product owner position belongs to Noli Mati.
Their investment product focuses on the large swath of the Balkans that include countries such as Albania, Kosovo, Croatia, Serbia, Northern Macedonia, Montenegro, Bulgaria, Romania, Bosnia, and Herzegovina. On Dena Invest, investors come together and pool their funds to purchases property.
How Does Dena Invest Work? | Dena Invest Review
Dena Invest has a borrower and investor feature for their P2P and crowdfunding model. The investor feature solves some of the main challenges that hamper real estate investing. The Prop-Tech business ensures that anyone can have a buy-to-let financing opportunity without the expense of putting down a lot of capital investment.
You do not need much capital to buy a property with Dena Invest’s Investor feature. You also will never have to deal with the headache that comes with purchase agreements and property management—wondering how this works? Read on to find out.
Who is a Dena Invest Borrower?
It all starts with the startup’s Borrower feature. Borrowers use the platform’s peer-to-peer lending capabilities to access funds just as they would do with a mortgage company. The process is simple. The Dena Invest team will examine a project and release it to an investor pool. This step kicks off the project’s funding round.
Investors will then step in and lend their money to the project. This financial backing brings the project’s vision to fruition. After developing the property, the project will pay back the investors by selling off the finished product or turning to a mainstream lender to refinance it.
Dena Invest borrowers often receive their funds within minutes as more investors turn their eyes towards the Balkans. Financiers that embrace debt to create wealth understand that the Balkans is not just an exotic place but an unexplored investment region. In the past, most European investors had little access to this region.
There was a lack of trustworthy investment partners, which is a regional requirement. Dena Invest is changing this narrative. Leveraging their hands-on Balkan real estate experience and knowledge plus the best of FinTech tools, they are now opening up access to the Balkan real estate market.
The Dena Invest Borrower feature could not have come at a better time. In October 2020, the European Commission made the Western Balkans Economic and Investment law official. Alongside this approval is a 9 billion Euro stipend on the zone’s economy. This move enlarges the EU investment zone making the glossed over Balkan real estate market a plum choice for real estate development.
There are estimates that over 20 billion euros worth of investment will flow to this region’s projects in the next decade. The Dena Invest Borrower feature will help investors lend short-term loans to the region’s projects by securing them against the property. Dena Invest seals its agreements with borrowers via contracts.
They will then lend the funds raised from investors to the borrower for project funding. Borrowers on Dena Invest can access peer-to-peer loans in a short time and do not have to turn to large financial institutions for support.
As a result, a borrower does not have to deal with painstaking overregulation, requirements, and loan approval periods. The Dena Invest peer-to-peer lending platform is efficient, fast, and friendly. It also returns the profit to small-scale lenders, helping them generate passive income from the comfort of their homes.
Who is a Dena Invest Investor?
Dena Invest’s Investor function is the real estate crowdfunding arm of the business. It is an excellent alternative to the traditional buy-to-let system of realty investing. Through it, investors can partake of the lucrative real estate market with amounts as low as 50 Euros.
Dena Invest will award them with interest rates as high as 12% per year for their support of the platform’s borrowers. The Balkan’s real estate market sells like hot cake as economic development and rising standards of living become the norm. There is much potential for growth in countries such as Hungary that have a real estate property boom after their integration with the EU.
As an illustration, rental costs in Budapest have doubled in the past five years, and the value of property in Budapest’s other districts is going through the roof. Through Dena Invest, people can come together and purchase property in the Balkans. The Prop-Tech business will issue a share of the property to investors.
This online platform leverages various Fin-Tech risk assessment tools to pinpoint property projects that have a massive return on investment potential. The team will then offer investors the opportunity to stake their claim on the assets.
Dena Invest has top-notch AML checks, KYC, principal repayment, funds transfer, and interest payment tools that update all personal portfolio pages. For this reason, you need not wait any longer to invest in what is one of the most ethical and stable of all investment vehicles; real estate. Dena Invest’s task is to manage the process for its borrowers and investors, linking them together for their mutual benefit.
Dena Invest Pros and Cons | Dena Invest Review
Dena Invest’s borrower and investor features have a myriad of benefits. They open up passive investment channels, helping you separate your investment capital from other financial obligations. Property peer-to-peer lending and crowdfunding platforms have the exact mechanism as bonds and stocks.
You do not need to actively work with the business or project that you choose to invest in. These financial instruments ensure that you can benefit from other companies by financially supporting their activities.
Peer-to-peer lending platforms such as Dena Invest are bridges between real estate project creators, accredited financiers, and small-scale funders. Anyone can have a stake in commercial real-estate projects such as self-storage facilities, shopping centres, office buildings, and rentals.
Pros of Dena Invest
- Easy borrowing features
Dena Invest can bridge borrowers with long-term investors that need quick financing for their property projects. This immediate access to funds is beneficial for renovations or purchases. It kicks off a project, ensuring that the project accesses more funds from mainstream financiers if need be.
The Dena Invest algorithms will analyze all data input and generate an investor project. Using technology, the borrower pays off the investor over time. All that they need to provide is the project’s purchase price, location, net worth, and innovation budget.
- Easy passive income generation
The commercial real estate sector has a wide variety of investment options. Dena Invest creates an easy to access project pipeline for any investor that lacks real estate investment experience. Their crowdfunding processes have the benefit of professional expertise and experience.
Their team is plugged into the Balkans market and has relationships with financiers and developers in this region. For this reason, they will quickly access potential deals on your behalf, ensuring that you do miss out on gratifying projects.
- Low investment amounts
At Dena Invest, you only need 50€ to own a share of an office building, retail center, or apartment. In the past, property investment was left to wealthy firms and investors with the bulk financing that these projects require.
Crowdfunding has lowered this barrier of entry. You do not need 100,000€ to pursue real estate investing. Pool your funds together with like-minded individuals and turn them into significant property investments.
- Portfolio diversification
The other benefit of Dena Invest’s features is the ability to spread your investment capital across a wide range of projects on offer. You can distribute your money to diverse projects on the platform and spread your risk and earning potential. This feature widens the scope for opportunities significantly.
- Freedom from traditional financiers
Finding the right real estate property to invest in is not a walk in the park. Projects also find the process of closing or accessing loans from banks and mortgage firms complicated and time-consuming. There is a massive amount of paperwork to manage, a factor that can slow down a project’s development speed.
Borrowers that lack any preexisting relationship with these lenders will find these processes quite arduous and unforgiving. On the other hand, Dena Invest borrowers will find a support system willing to help them finance their project for all stakeholders’ profit.
- No management headache
The beauty of passive investing with crowdfunding property firms is that you do not have to get your hands dirty with the mundane day-to-day property management tasks. You do not have to deal with a leaky faucet call at 1 am. You do not need to make calls to the handyman or have to oversee any repair work.
You are a passive investor while the Dena Invest platform and its partners manage the property management tasks. If you love the power of delegating tasks that you are not familiar with or have no time or heart for, then crowdfunding property development platforms are your best bet.
- Monthly income
The financial world is in tatters, and most savings accounts are offering poor annual yield rates. Dena Invest options have income potential that has little volatility and high return rates. The firm has lease agreements that prevent massive economic fluctuations, ensuring a stable income over time.
Cons of Dena Invest
- Risk
Most real estate projects on crowdfunded platforms have minimal asset backing. There is, therefore, a fair amount of risk in store for investors should the firm’s risk management protocols fail to bear fruits. An economic downturn could render lower profit generation.
- Real estate projects are not liquid investments.
Property peer-to-peer lenders such as Dena Invest have an excellent project portfolio for long-term investors. The sale of real estate property is slow and challenging. If you will need your cash investment in a few months, avoid property crowdfunding sites.
The best type of investor for these projects should be willing to abide by a five to seven-year investment period target. The monthly payment distributions could also take time before their disbursement kicks off, as these properties have to generate profit first. If you want quicker payments, choose tenant-occupied investments that already have cash flow.
- Lack of control
Your financial support may give you share earnings in a property, but that fact does not give you any ownership rights. To own property, you have to purchase it using the traditional system of financing.
How to Invest in Dena Invest? | Dena Invest Review
The process of investing with Dena Invest is straightforward.
- Account registration
- Visit the Dena Invest website and create an account. This is a short five-minute process.
- KYC verification
- The next step is the Know Your Customer verification process. Ondato, a Dena Invest partner, fulfils it. This is a ten-minute long process.
- Choice of investment
- With an account at hand, you can now go ahead and choose a suitable investment from Dena Invest’s asset classes. To invest, deposit an investor balance into your account, then make a selection from the investment offerings on the website. Alternatively, use the Dena Invest Auto-Invest option. This feature will invest your capital as per your investment strategy.
- Earn
- With the above three steps fulfilled, sit back and enjoy your passive income from your account. You can earn a monthly pay put from your capital that you can withdraw or reinvest in other Dena Invest projects.
Opening Your Dena Invest Account | Dena Invest Review
All account sign-up, management, and deposits to Dena Invest are free. You will not accrue any charges when making your investment. The Dena Invest account opening process is simple.
- Log in to the Dena Invest website.
- Use your phone number and email address to create a user account. Input a strong password for security.
- The Dena Invest platform will send an account activation email to your email address. Click on and activate your investment account.
- Log in to the account and verify your address and identity using your passport or national ID.
- Input your bank account details
- Fund your Dena Invest account
What Is Dena Invest’s Verification Process? | Dena Invest Review
The account holder’s verification process is an online procedure. You will need to supply a photo ID that shows your face. Take an image of both sides of your ID. Ondato will verify all steps online, and approval could only take ten minutes.
How Does Dena Invest Verify A Bank Account? | Dena Invest Review
The bank account verification process is fulfilled once Ondato has verified your identity. To confirm a bank account, the Dena Invest platform will charge a low one Euro to your account to link it to your profile. The minimum investment amount is 50€. Your account will become active after the minimum 50€ deposit.
How to Deposit and Withdraw Funds | Dena Invest Review
To deposit money into your Dena Invest account, transfer it from your bank account as per the details on the website. The minimum amount that you can move to the account is 50€. Deposits above 10,000€ will require an origin of funds document as per AML regulations.
You can withdraw funds from your account as you deem fit. The minimum withdrawable amount is 50€. On withdrawal, the money should reflect into your bank account within a three working day period.
What Happens To Funds Deposited In Dena Invest Accounts?
The platform can use the deposits paid to it to carry out your investment requests.
In Which Currencies Are Dena Invest Accounts Denominated As? | Dena Invest Review
Dena Invest lists its loans and investment projects in Euros. Loan borrowers and project investors receive their funds in Euros as well.
Who Can Invest With Dena Invest? | Dena Invest Review
Below are the stipulations that you need to fulfil to invest with this PropTech company.
- You must 18 years old and above.
- You cannot be a resident of the US, Canada, Singapore, United Kingdom, Hong Kong, South Africa, New Zealand, or Australia.
- You must an Appropriateness Test to invest
- Have a bank account within the EU region
- Have an ID or passport
- Have a minimum of 50€ account deposit
Dena Invest Taxation | Dena Invest Review
The Dena Invest platform is not responsible for your taxation payments. You will need to manage tax payments on interest earned or your capital gain. To comply with the law, check out your country’s regulations on investments.
Dena Invest Customer Support | Dena Invest Review
You can contact the Dena Invest support team on their website, using the contact form provided at https://denainvest.com/contacts/. They also have a telephone number on the website.
Where Is Dena Invest Based? | Dena Invest Review
Dena Invest has offices in Pristina, Kosovo. The business is registered under DENARIUS INVEST LIMITED. 677077 is their license number. The DENARIUS INVEST LIMITED legal address is Dublin, Ireland. DENARIUS INVEST LIMITED is a Lemon Way partner. Lemon Way is a leading payment institution that has France accreditations.
Is Dena Invest Safe? | Dena Invest Review
Like most crowdfunding platforms, Dena Invest has Group Guarantee and BuyBack obligations. That said, your capital is at the risk of economic upheavals and the business’s risk assessment programs. Should the borrower fail to pay back an invested amount, all investors could suffer losses.
It would be best if you, therefore, weighed your risk appetite before deciding to invest with Dena Invest. Only invest amounts that you can afford to lose. That said, Dena Invest has protocols in place that protect your capital from unreliable originators. Its team also has vast experience with the Balkan region real estate sector.
What Would Happen If Dena Invest Went Bankrupt or There Was A Borrower Default? | Dena Invest Review
Should there be a payment default, Dena Invest cannot guarantee a return of capital. That said, there is an upcoming law on crowdfunding platforms regulation for firms based in the European Union. The new rules set new laws of engagement that protect investors.
Who Are Dena Invest Competitors | Dena Invest Review
Other real estate crowdfunding platforms for the EU market include Rendity, Reinvest 24, Estate Guru, and Crowdestate.
Dena Invest Review Verdict: Should I Become A Dena Invest Investor?
Dena Invest gives you the freedom and flexibility of investing in real estate projects of your choice. The PropTech firm opens an access door to the fruitful property investment circle for minimal amounts of investment cash.
It also helps fund real estate projects in the Balkans that would have difficulty accessing funds from traditional financiers. Use its auto-invest option to automatically invest in their projects and enjoy easy passive income generation. You will definitely earn more from this peer-to-peer lender than you would in a savings account or bonds or treasury bills.
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