As the financial landscape continues to evolve, digital-only banks or neobanks are at the forefront of innovation and fintech job creation opportunities. These institutions are not just reshaping how banking is done but also driving a high demand for specialized fintech job roles.

What is a Neobank?

A neobank is a type of digital bank that operates entirely online without physical branches. They provide traditional banking services like checking and savings accounts through mobile apps and websites. Neobanks often offer lower fees, better interest rates, and innovative features such as real-time notifications and budgeting tools. They cater to tech-savvy individuals, freelancers, and small businesses. Examples include Chime, Revolut, and N26. Neobanks differ from traditional banks in their digital-first approach, cost efficiency, and focus on convenience and technological integration.

Here’s a look at some of the most sought-after positions in these cutting-edge banks and where to find these fintech job opportunities.

1. Software Developers and Engineers

Frontend Developers: Essential for creating user-friendly interfaces for banking applications. Qualifications typically include a degree in computer science or related fields and proficiency in HTML, CSS, JavaScript, and frameworks like React or Angular.

Backend Developers: Focus on server-side logic and integration. They usually need a computer science degree and experience with server-side languages such as Java, Python, or Node.js.

Full Stack Developers: Skilled in both frontend and backend, providing comprehensive development support. These roles require knowledge of both frontend and backend technologies.

Top Vacancies: All neobanks constantly look for software devs and engineers, so these skills are always in demand in the fintech jobs sector. If we look at top vacancies then Monzo offers both UK-based and remote fintech job roles, while Revolut has 253 open positions worldwide currently.

2. Data Scientists and Analysts

Data Scientists: Use data to provide insights and improve decision-making processes. They typically need a degree in data science, computer science, statistics, or a related field, along with experience in machine learning and data modeling.

Data Analysts: Focus on identifying trends and supporting business strategies. A degree in data science, statistics, or mathematics is often required.

Machine Learning Engineers: Develop algorithms for fraud detection and personalized banking services. Qualifications include a background in computer science, data science, or a related field, and experience with machine learning frameworks.

Top Vacancies: Klarna and N26 frequently have openings for data science professionals. Klarna has roles in the UK, Europe, and South Korea open currently, while N26 has multiple fintech job positions across Europe open currently.

3. Cybersecurity Specialists

Information Security Analysts: Protect digital infrastructure from cyber threats. A degree in cybersecurity, information technology, or a related field is essential.

Security Architects: Design robust security frameworks. Qualifications typically include extensive experience in IT security and a relevant degree.

Top Vacancies: Leading digital banks like Chime have got multiple fintech job openings all over the US and they also offer a few remote job positions.

4. Product Managers

Digital Product Managers: Oversee the development and management of digital banking products. They usually need a degree in business, marketing, or a related field, and experience in product management. This makes it a less technical and more transferable skill from other industries to fintech sector, for those who are interested in a fintech job.

UX/UI Designers: Focus on creating intuitive and user-friendly interfaces. A degree in design, human-computer interaction, or a related field is often required.

Top Vacancies: Digital banks such as Starling Bank and Varo are always on the lookout for innovative product managers and designers.

5. Compliance and Regulatory Experts

Compliance Officers: Ensure adherence to financial regulations and standards. Qualifications include a degree in law, finance, or a related field.

Risk Managers: Identify and mitigate operational risks. A degree in risk management, finance, or business administration is typically required.

Top Vacancies: Neobanks like Tide and Atom Bank often have roles for compliance and risk management experts.

6. Customer Service and Support

Customer Support Representatives: Provide assistance through digital channels. These roles typically require strong communication skills and a customer service background.

Customer Success Managers: Build and maintain strong customer relationships. Qualifications include experience in customer service and a degree in business or a related field.

Top Vacancies: Bunq has multiple open positions in Europe and N26 have numerous positions in customer service to ensure top-notch user experiences. Apart from these two, other banks that we have hyperlinke also have open positions for customer service and support.

7. Marketing and Growth Specialists

Digital Marketing Managers: Develop online marketing strategies to attract and retain customers. A degree in marketing, business, or a related field is often required.

Growth Hackers: Use innovative techniques to rapidly scale the user base. These roles require creativity and experience in marketing and data analysis.

Top Vacancies: Marketing is another evergreen fintech job role. As the number of neobanks increases, these banks will fight tooth and nail to capture customers.

8. Finance and Operations

Financial Analysts: Monitor financial performance and provide insights. A degree in finance, economics, or a related field is typically needed.

Operations Managers: Ensure smooth and efficient day-to-day operations. Qualifications include experience in operations management and a relevant degree.

Top Vacancies: Finance job roles are a core part of neobanks, because in the end neobanks are banks. Whether it is a conventional bank or a neobank, the same financial skill sets are required. Make sure to visit the careers page of the banks that we have hyperlinked because quite a few of them have open job roles for financial analysts and operations managers.

9. Blockchain and Cryptocurrency Experts

Blockchain Developers: Build and maintain blockchain-based solutions. These roles require a background in computer science and experience with blockchain technology.

Cryptocurrency Analysts: Analyze market trends and develop strategies. A degree in finance, economics, or a related field, along with knowledge of cryptocurrency, is often required.

Top Vacancies:  Wirex offers a range of career opportunities in technology, marketing, customer support, and finance. They provide a collaborative and innovative work environment with competitive benefits. The best thing is they have positions in UK, Malaysia and Singapore, as well as remote working options.

10. Cloud Computing and DevOps Engineers

Cloud Engineers: Manage and optimize cloud infrastructure. Qualifications typically include a degree in computer science and experience with cloud platforms like AWS, Azure, or Google Cloud.

DevOps Engineers: Automate and streamline development processes to enhance efficiency. A background in software development and experience with DevOps tools is essential.

Top Vacancies: Starling Bank offers various fintech job opportunities in customer support, engineering, marketing, and business development, with comprehensive benefits and a culture of innovation.

Where to Find These Opportunities

Leading digital banks are continuously looking for top talent to join their teams. Websites like LinkedIn, Glassdoor, and Indeed list numerous vacancies across these roles. Additionally, the careers pages of these banks, as you can see with the links above, often have the most up-to-date listings.

By focusing on these key areas, digital-only banks ensure they stay ahead of the curve, offering innovative and secure banking solutions while providing excellent customer service. If you have the skills and expertise in any of these areas, now is a great time to explore the opportunities available in the thriving world of neobanks.